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[quote="stock guru"][b]46 Things I Wish My Mom Taught Me About Money[/b]

By Lisa Laprade

Back in the day when I was growing up, my mom taught me all of those little things that any young lady should know: How to sew a button on a shirt, knit a scarf, clean a house from top to bottom, and so on. I thought she had covered everything, but she left out two things that ended up being of great importance- cooking and money.

As I approach 40, I still can’t make my way around a kitchen, but I did teach myself to make a mean macaroni and cheese, as well as quite a bit about money and finance. Personal finance can sometimes seem maddingly complex, but it doesn't have to be; knowledge of some basic principles will make your life much, much easier.

The Very Basics

* Spend Less than You Earn. This may seem like a bit of common sense to many, but it really is an issue when it comes to trying to save money.  The term “Champagne Taste on a Beer Budget” comes from this area of finances, as there are hundreds of thousands of folks that just spend way more money than they bring in, with the help of credit cards, car payments and other personal loans from financial institutions that see you as nothing more than a dollar sign. Cutting spending habits and/or aiming for a large pay increase are the only two options available to help you.

...

([url=http://www.womenspersonalfinance.net/2006/09/46_things_i_wis.html]more[/url])[/quote]

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