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[quote="Hank"]I would stay away from 1st Constitution Bank at all cost. Their fees and terms are unforgiving.[/quote]
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<table border="0" cellpadding="3" cellspacing="1" width="100%" class="forumline"> <tr> <th class="thCornerL" width="22%" height="26">Author</th> <th class="thCornerR">Message</th> </tr> <tr> <td width="22%" align="left" valign="top" class="row1"><span class="name"><a name=""></a><b>anon-963r</b></span></td> <td class="row1" height="28" valign="top"><table width="100%" border="0" cellspacing="0" cellpadding="0"> <tr> <td width="100%"><img src="templates/subSilver/images/icon_minipost.gif" width="12" height="9" alt="Post" title="Post" border="0" /><span class="postdetails">Posted: Tue, Jul 30 2024, 11:06 am EDT<span class="gen"> </span> Post subject: Re: Recommend a mortgage broker?</span></td> </tr> <tr> <td colspan="2"><hr /></td> </tr> <tr> <td colspan="2"><span class="postbody">This thread was from 2012, the above poster is a troll. Wouldn’t send them any personal info.</span></td> </tr> </table></td> </tr> <tr> <td colspan="2" height="1" class="spaceRow"><img src="templates/subSilver/images/spacer.gif" alt="" width="1" height="1" /></td> </tr> <tr> <td width="22%" align="left" valign="top" class="row2"><span class="name"><a name=""></a><b>anon-8q1n</b></span></td> <td class="row2" height="28" valign="top"><table width="100%" border="0" cellspacing="0" cellpadding="0"> <tr> <td width="100%"><img src="templates/subSilver/images/icon_minipost.gif" width="12" height="9" alt="Post" title="Post" border="0" /><span class="postdetails">Posted: Tue, Jul 30 2024, 9:15 am EDT<span class="gen"> </span> Post subject: Re: Recommend a mortgage broker?</span></td> </tr> <tr> <td colspan="2"><hr /></td> </tr> <tr> <td colspan="2"><span class="postbody"></span><table width="90%" cellspacing="1" cellpadding="3" border="0" align="center"><tr> <td><span class="genmed"><b>Hank wrote:</b></span></td> </tr> <tr> <td class="quote">I would stay away from 1st Constitution Bank at all cost. Their fees and terms are unforgiving.</td> </tr></table><span class="postbody"> <br /> <br />1st Constitution no longer exists. It was bought by Lakeland Bank a few years ago and, very recently, Lakeland was bought by Provident Bank.</span></td> </tr> </table></td> </tr> <tr> <td colspan="2" height="1" class="spaceRow"><img src="templates/subSilver/images/spacer.gif" alt="" width="1" height="1" /></td> </tr> <tr> <td width="22%" align="left" valign="top" class="row1"><span class="name"><a name=""></a><b>luckybuxtonhomeloans-66q3</b></span></td> <td class="row1" height="28" valign="top"><table width="100%" border="0" cellspacing="0" cellpadding="0"> <tr> <td width="100%"><img src="templates/subSilver/images/icon_minipost.gif" width="12" height="9" alt="Post" title="Post" border="0" /><span class="postdetails">Posted: Tue, Jul 30 2024, 7:37 am EDT<span class="gen"> </span> Post subject: Re: Recommend a mortgage broker?</span></td> </tr> <tr> <td colspan="2"><hr /></td> </tr> <tr> <td colspan="2"><span class="postbody">When searching for a reliable mortgage broker or lender, it’s crucial to choose someone with a strong reputation and local expertise. While I can’t recommend specific individuals, I suggest reaching out to a Lucky Buxton Home Loans. As an expert <a href="https://luckyhomeloans.com/" target="_blank" class="postlink">mortgage lender</a> Lucky Buxton home loans has extensive experience and positive reviews. They often have networks and resources that can help connect you with reputable professionals in your area. Additionally, consider asking for recommendations from friends, family, or real estate agents who have had positive experiences.</span></td> </tr> </table></td> </tr> <tr> <td colspan="2" height="1" class="spaceRow"><img src="templates/subSilver/images/spacer.gif" alt="" width="1" height="1" /></td> </tr> <tr> <td width="22%" align="left" valign="top" class="row2"><span class="name"><a name=""></a><b>Hank</b></span></td> <td class="row2" height="28" valign="top"><table width="100%" border="0" cellspacing="0" cellpadding="0"> <tr> <td width="100%"><img src="templates/subSilver/images/icon_minipost.gif" width="12" height="9" alt="Post" title="Post" border="0" /><span class="postdetails">Posted: Tue, Jan 17 2012, 10:33 am EST<span class="gen"> </span> Post subject: Re: Recommend a mortgage broker?</span></td> </tr> <tr> <td colspan="2"><hr /></td> </tr> <tr> <td colspan="2"><span class="postbody">I would stay away from 1st Constitution Bank at all cost. Their fees and terms are unforgiving.</span></td> </tr> </table></td> </tr> <tr> <td colspan="2" height="1" class="spaceRow"><img src="templates/subSilver/images/spacer.gif" alt="" width="1" height="1" /></td> </tr> <tr> <td width="22%" align="left" valign="top" class="row1"><span class="name"><a name=""></a><b>Lending</b></span></td> <td class="row1" height="28" valign="top"><table width="100%" border="0" cellspacing="0" cellpadding="0"> <tr> <td width="100%"><img src="templates/subSilver/images/icon_minipost.gif" width="12" height="9" alt="Post" title="Post" border="0" /><span class="postdetails">Posted: Tue, Jan 17 2012, 9:33 am EST<span class="gen"> </span> Post subject: Re: Recommend a mortgage broker?</span></td> </tr> <tr> <td colspan="2"><hr /></td> </tr> <tr> <td colspan="2"><span class="postbody">I used Lending Tree to refi not too long ago and had a very good experience.</span></td> </tr> </table></td> </tr> <tr> <td colspan="2" height="1" class="spaceRow"><img src="templates/subSilver/images/spacer.gif" alt="" width="1" height="1" /></td> </tr> <tr> <td width="22%" align="left" valign="top" class="row2"><span class="name"><a name=""></a><b>guestguest</b></span></td> <td class="row2" height="28" valign="top"><table width="100%" border="0" cellspacing="0" cellpadding="0"> <tr> <td width="100%"><img src="templates/subSilver/images/icon_minipost.gif" width="12" height="9" alt="Post" title="Post" border="0" /><span class="postdetails">Posted: Mon, Jan 16 2012, 10:54 am EST<span class="gen"> </span> Post subject: Re: Recommend a mortgage broker?</span></td> </tr> <tr> <td colspan="2"><hr /></td> </tr> <tr> <td colspan="2"><span class="postbody"></span><table width="90%" cellspacing="1" cellpadding="3" border="0" align="center"><tr> <td><span class="genmed"><b>Guest1012 wrote:</b></span></td> </tr> <tr> <td class="quote">In the process of purchasing a home in central NJ - does anyone have a mortgage broker/lender that they recommend? Thanks!</td> </tr></table><span class="postbody"> <br /> <br />Why not try LendingTree.com or Bankrate.com, etc.? You'll fill out some info online and then usually end up with at least 5 brokers competing for your business. I usually start this way and then pick the 2 I like the most and compete them against each other. After the initial online part it is easy to make it more personal by phone conversation and negotiations. And these brokers lost always negotiate even further than where they start off at. I usually start right off the bat by saying I will not accept any escrow of my taxes or insurance and I refuse to pay even 1/16th higher a rate for that privilege and they always cave. Usually I end up with 1 point, at most the appraisal and title as my only fees and at least 1/4 a point lower than where the initial quotes came in. <br /> <br />Going with a "broker" as opposed to a direct lender almost always comes out more competitive by the way. I have more than once re-financed and ended up with the same major bank I had the loan with before re-financing but had to go through a broker to get the best deal. I have spoken to my bank reps about this and they admit that brokers are able to reduce fees and negotiate rates better than the bank reps themselves are. Sad but true. <br /> <br />Good luck.</span></td> </tr> </table></td> </tr> <tr> <td colspan="2" height="1" class="spaceRow"><img src="templates/subSilver/images/spacer.gif" alt="" width="1" height="1" /></td> </tr> <tr> <td width="22%" align="left" valign="top" class="row1"><span class="name"><a name=""></a><b>Guest1012</b></span></td> <td class="row1" height="28" valign="top"><table width="100%" border="0" cellspacing="0" cellpadding="0"> <tr> <td width="100%"><img src="templates/subSilver/images/icon_minipost.gif" width="12" height="9" alt="Post" title="Post" border="0" /><span class="postdetails">Posted: Sun, Jan 15 2012, 11:29 pm EST<span class="gen"> </span> Post subject: Recommend a mortgage broker?</span></td> </tr> <tr> <td colspan="2"><hr /></td> </tr> <tr> <td colspan="2"><span class="postbody">In the process of purchasing a home in central NJ - does anyone have a mortgage broker/lender that they recommend? Thanks!</span></td> </tr> </table></td> </tr> <tr> <td colspan="2" height="1" class="spaceRow"><img src="templates/subSilver/images/spacer.gif" alt="" width="1" height="1" /></td> </tr> </table>
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