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<table border="0" cellpadding="3" cellspacing="1" width="100%" class="forumline"> <tr> <th class="thCornerL" width="22%" height="26">Author</th> <th class="thCornerR">Message</th> </tr> <tr> <td width="22%" align="left" valign="top" class="row1"><span class="name"><a name=""></a><b>Guest</b></span></td> <td class="row1" height="28" valign="top"><table width="100%" border="0" cellspacing="0" cellpadding="0"> <tr> <td width="100%"><img src="templates/subSilver/images/icon_minipost.gif" width="12" height="9" alt="Post" title="Post" border="0" /><span class="postdetails">Posted: Wed, Aug 8 2007, 8:25 am EDT<span class="gen"> </span> Post subject: Home loan demand surges as interest rates drop</span></td> </tr> <tr> <td colspan="2"><hr /></td> </tr> <tr> <td colspan="2"><span class="postbody">NEW YORK — Mortgage applications rose for the first time in three weeks as interest rates fell sharply and demand surged for home purchase and refinance loans, an industry group said Wednesday. <br /> <br />The Mortgage Bankers Association said its seasonally adjusted index of mortgage applications, which includes both purchase and refinance loans, for the week ended Aug. 3 rose 8.1% to 656.5, highest level since early June. <br /> <br />The four-week moving average of mortgage applications, which smooths the volatile weekly figures, was up 1.2% to 626.0. <br /> <br />Borrowing costs on 30-year fixed-rate mortgages, excluding fees, averaged 6.41%, down 0.09 percentage point from the previous week. Interest rates were below year-ago levels of 6.45%. <br /> <br />The MBA's seasonally adjusted purchase index, widely considered a timely gauge of U.S. home sales, rose 7.4% to 447.4, well above its year-earlier level of 388.9. <br />... <br /><a href="http://www.usatoday.com/money/economy/housing/2007-08-08-mortgage-apps_N.htm" target="_blank">http://www.usatoday.com/money/economy/housing/2007-08-08-mortgage-apps_N.htm</a></span></td> </tr> </table></td> </tr> <tr> <td colspan="2" height="1" class="spaceRow"><img src="templates/subSilver/images/spacer.gif" alt="" width="1" height="1" /></td> </tr> </table>
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