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<table border="0" cellpadding="3" cellspacing="1" width="100%" class="forumline"> <tr> <th class="thCornerL" width="22%" height="26">Author</th> <th class="thCornerR">Message</th> </tr> <tr> <td width="22%" align="left" valign="top" class="row1"><span class="name"><a name=""></a><b>8 credit score myths</b></span></td> <td class="row1" height="28" valign="top"><table width="100%" border="0" cellspacing="0" cellpadding="0"> <tr> <td width="100%"><img src="templates/subSilver/images/icon_minipost.gif" width="12" height="9" alt="Post" title="Post" border="0" /><span class="postdetails">Posted: Wed, Mar 16 2005, 8:38 pm EST<span class="gen"> </span> Post subject: 8 credit score myths</span></td> </tr> <tr> <td colspan="2"><hr /></td> </tr> <tr> <td colspan="2"><span class="postbody"><span style="font-weight: bold">8 credit score myths <br /> <br />SALEM, Ore. (CNN/Money) - Your credit score, or FICO score, is arguably one of the most important pieces of information in your financial life.</span> <br /> <br />Lenders, landlords, insurers, utility companies and even employers scrutinize this rating -- which sums up all of the information in your credit reports with three digits ranging from 300 to 850. <br /> <br />Yet, according to a survey released Tuesday, nearly half of all Americans don't understand what these scores measure or what factors go into them. <br /> <br />The survey, conducted by Opinion Research Corporation for the Consumer Federation of America (CFA) and Fair Isaac Corporation, found that 49 percent of respondents do not understand that credit scores measure a person's credit risk, while 45 percent think – incorrectly – that a higher income will result in a higher credit score. <br /> <br />(<a href="http://money.cnn.com/2005/03/16/pf/debt/creditscore/index.htm" target="_blank" class="postlink">more...</a>)</span></td> </tr> </table></td> </tr> <tr> <td colspan="2" height="1" class="spaceRow"><img src="templates/subSilver/images/spacer.gif" alt="" width="1" height="1" /></td> </tr> </table>
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